Thinking Risk

LDS Insurance is part of the Global Risk Partners Group (GRP), one of the largest independent insurance intermediaries in the UK

Risk news and insights

News December 5, 2019

Why Employment Practice Liability cover is essential for Care Providers

GRP National Care Sector Practice Leader John Whittlestone explains why care providers face direct conflict between the rights of their employees and the rights of the people they care for.

Recognising this issue, and having appropriate cover in place can help care providers to do the right thing by both employees and clients.

motor trade insurance - key fob
News November 21, 2019

Risk Management is a key issue for Motor Traders

Good risk management prevents disruption to business, and can also have a big impact on insurance costs

News October 30, 2019

Management liability cover for farmers offers essential protection

Debbie Airey GRP Group National Practice Leader for the Agricultural sector explains why a management liability cover should be considered as part of every farmer’s insurance programme

News October 11, 2019

“No Deal” Brexit will mean that Green Cards are required for European motoring

In the event of a "no deal Brexit" a physical copy of a Green Card is needed when travelling to Europe as digital copies are not currently accepted. If you arrive at the border without a physical Green Card, you will not be allowed to drive in that country.

 

News September 27, 2019

How will your business respond in the critical 72 hours following a data breach?

GDPR has introduced severe penalties for companies which do not report breaches in 72 hours. Nick Ellis, GRP National Cyber Practice Leader discusses how cyber insurance can help ensure an effective response.

News September 11, 2019

Five reasons why it’s vital to review your liability insurance Limits of Indemnity

Allianz estimate that inflationary factors have more than doubled liability claims costs over the last 10 years. Within that timeframe many businesses haven’t changed the Limit of Indemnity provided by their liability insurance policies, leaving themselves exposed to potentially catastrophic underinsurance.

This article explores some key factors driving claims cost inflation.

Casualty